4 thoughts on “Do you need a VISA dual currency card to study abroad? What are the advantages of it?”
Laura
Hello, I also do the VISA dual currency card. Basically, international students have two cards, one is a credit card in China, and the other is the Debit Visa card processed locally (Britain). DEBIT VISA card, because it is DEBIT, so it will deduct money from your DeBit account automatically, do not worry about the problem of interest
About the dual currency card you want to do: The minimum consumption model, but this is a good choice, because you only need to repay on time (usually one month), you will not have the interest of interest. There is no handling fee for consumption abroad. Mine is from a monthly debit from a monthly debit from a month. Deducting money on the card
It other consumer modes: Debit visa card, run in the UK, your parents remit a lot of money from the country at one time, no matter how much remittance, you must pay more than a hundred more than 100. Yuan's handling fee, so the more the exchange is more cost -effective, but another problem appears. If you need to buy foreign currency, you need to pay more, because the price of the banks issued by the Bank of China is not equal to the exchange rate. However, there will be a Cash Back opportunity for shopping at some point. Personally, I think that there are fewer Cash back, so I rarely need Cash back . This method is mainly used for large -scale consumption such as cars, because there are some credit cards, because there are sometimes credit cards Can't solve all problems
Summary, you can do both cards, VISA dual currency cards are used for basic shopping, and DEBIT cards are used for large costs such as payment. The recommended bank is Bank of China. The first is to find that the people around you use the Bank of China.
Studying abroad is best to get a VISA dual currency card, because UnionPay is used abroad, there are still many limitations, and VISA is common in the world. VISA dual currency card refers to the joint work of VISA and China Union, and launched a bank card with RMB and US dollar settlement functions. In China, it can achieve RMB settlement through UnionPay. Cash out and settle in US dollars.
No need to handle. The VISA card has an annual fee. Essence It will be much better to open an account in the British bank. Essence Essence You should now hear the cards of Visa Debit, which are processed in British banks. Essence
This does not matter. You can handle one, anyway, there is no annual fee for a few times a year. Essence Essence Of course, the easiest way for overseas consumption is to apply for local cards. When you get in the past few days, you will arrange your card or something. Essence Essence There is no handling fee for swiping. Essence Essence Where there is VISA. Essence Essence The bank feels more similar. Essence Essence Essence In fact, you don't necessarily get a VISA card. Essence Essence Master cards. Essence Essence Britain can directly get the British card, saving the dollar. Essence Essence Let's repay for a month, how many days, you will notify you
Hello, I also do the VISA dual currency card. Basically, international students have two cards, one is a credit card in China, and the other is the Debit Visa card processed locally (Britain). DEBIT VISA card, because it is DEBIT, so it will deduct money from your DeBit account automatically, do not worry about the problem of interest
About the dual currency card you want to do:
The minimum consumption model, but this is a good choice, because you only need to repay on time (usually one month), you will not have the interest of interest. There is no handling fee for consumption abroad. Mine is from a monthly debit from a monthly debit from a month. Deducting money on the card
It other consumer modes: Debit visa card, run in the UK, your parents remit a lot of money from the country at one time, no matter how much remittance, you must pay more than a hundred more than 100. Yuan's handling fee, so the more the exchange is more cost -effective, but another problem appears. If you need to buy foreign currency, you need to pay more, because the price of the banks issued by the Bank of China is not equal to the exchange rate. However, there will be a Cash Back opportunity for shopping at some point. Personally, I think that there are fewer Cash back, so I rarely need Cash back
. This method is mainly used for large -scale consumption such as cars, because there are some credit cards, because there are sometimes credit cards Can't solve all problems
Summary, you can do both cards, VISA dual currency cards are used for basic shopping, and DEBIT cards are used for large costs such as payment. The recommended bank is Bank of China. The first is to find that the people around you use the Bank of China.
Studying abroad is best to get a VISA dual currency card, because UnionPay is used abroad, there are still many limitations, and VISA is common in the world.
VISA dual currency card refers to the joint work of VISA and China Union, and launched a bank card with RMB and US dollar settlement functions. In China, it can achieve RMB settlement through UnionPay. Cash out and settle in US dollars.
No need to handle. The VISA card has an annual fee. Essence It will be much better to open an account in the British bank. Essence Essence You should now hear the cards of Visa Debit, which are processed in British banks. Essence
This does not matter. You can handle one, anyway, there is no annual fee for a few times a year. Essence Essence Of course, the easiest way for overseas consumption is to apply for local cards. When you get in the past few days, you will arrange your card or something. Essence Essence There is no handling fee for swiping. Essence Essence Where there is VISA. Essence Essence The bank feels more similar. Essence Essence Essence In fact, you don't necessarily get a VISA card. Essence Essence Master cards. Essence Essence Britain can directly get the British card, saving the dollar. Essence Essence Let's repay for a month, how many days, you will notify you