wholesale jewelry making supplies in bulk Private transfer of 10 million private transfers, will the bank be controlled?

Adam

November 24, 2022 at 1:20 am

fashion jewelry wholesale delhi No matter what kind of transfer, it is actually under bank monitoring. If the amount of transfer is relatively large, the bank will pay attention. However, with the attention of the bank, I don't know. You know, more than 50,000 transactions and more than 200,000 transfers are subject to large suspicious monitoring.
, the report of large transaction reports is mainly for financial institutions, and enterprises and individuals do not involve additional reporting responsibilities. If the source of funds is clear and legal, and the account belongs to a credible large account, that is, there are often large amounts of money, then private transfer of 10 million private transfer, banks will not do extra useless work, so almost in actual legal compliance transactions, almost almost almost almost legal compliance transactions. No perception.
The private transfer of 10 million private transfer, obviously belongs to large transfer, will definitely receive special attention from banks. However, as long as the source of funds is legal and the funds are compliant, the bank will not give special treatment. When necessary, the bank will give the corresponding reminder. However, banks will definitely report this transfer behavior to relevant regulators.
is that when you don't know, in fact, the regulatory agency already knows this large transfer and has relevant records.
The key is that the source of funds is legal and the funds are compliant, so the bank does not care about you. If the source of funds is doubtful or the funds are doubtful, the bank will ask the relevant procedures to prove themselves.
The key is to make money on legal compliance and spend money on reason.
The as a bank staff, I can tell you clearly: Privately transfer to private transfers. The National Anti -Money Laundering Center has checked you countless times when you don't know.
In the requirements of the People's Bank of China, personal access to 50,000 on the same day and 200,000 transfers must be reported to the country's anti -money laundering center.
In the era of big data, every move of your bank card flowing water is under the monitoring of the moment. As long as there are any abnormalities, banks will immediately focus on you.
The most obvious example is virtual currency transactions.
1. Virtual currency transactions
The main problem of virtual currency is to launder black money. As long as you buy virtual currencies, whether you make money or compensation, you are helping others to wash money in disguise.
So although there are no laws now, it does not clearly specify that virtual currency is illegal. However, the People's Bank of China has ordered three or five times that major commercial banks have a blow to virtual currencies.
It for some time in the first half of this year, as long as your bank card account involves virtual currency transactions, it will be frozen immediately.
The frozen speed is fast, so you can only transfer the money inside at all.
If it is only a small amount, it may be unblocked in a few days, and the bank just gives you a reminder.
If it is a large amount, it may take the month or even half a year to unblock it.
2. Different transfers, banks immediately have a phone reminder
The like many people use mobile banking to transfer money. Just after the transfer here, the bank's customer service call over there.
The customer service staff reminds if you are transferring to the transfer, reminding you to be careful of telecommunications fraud.
It, if the transfer behavior is abnormal, the bank may ask what the money is for.
The aspects: your deposit, your salary income, and your historical bank account flowing.
It like ordinary people, a monthly salary income is two or three thousand, and there is not much deposit in the bank. Suddenly, a large amount of funds were transferred.
The anti -money laundering system will focus on you as soon as possible, because according to your economic level, it is impossible to have such a large capital income.
It is a slight call to ask, and the serious one is directly frozen.
It, like many people's flowing water in previous years, and suddenly it starts to turn into a large number of times, and the amount of flow is several times higher than before.
This is an obvious account abnormality, and it will be stared at the anti -money laundering system as soon as possible, and it will even freeze your bank card account.
The bank's anti -money laundering system is always supervising everyone's account, but it is impossible to kill one thousand wrongly, and never let go of one thing.
The bank cards used by scammers are all normal bank cards purchased, without any pre -historical subjects.
and telecommunications fraud, from being deceived from the victim, to the alarm, it often takes a long time. Banks are also impossible, as long as the bank card account is abnormal, it will freeze.
and some scammers, after the money is succeeded, can transfer the money to foreign countries within a few minutes, and then scattered into multiple accounts, and the money is cleaned in ten minutes.
So to prevent telecommunications fraud, we must not rely on banks, but also must be alertly improved.
The people will say that under the monitoring of big data, isn't it a personal privacy? I don't feel a little security!
In fact, don't worry about this, as long as you don't do something that violates the law, how to check the bank will not have any impact on you.
I said that it is not afraid of shadow oblique. As long as you do not do illegal things, you don't need to worry about it.
I I am a Xinqi financial planner, I will answer this question.

Remember that when I first joined the society and entered the bank to work, my first position was cash to go to the teller. For our small tellers (that is, the subject said Private transfer business) is the most rare and common business, let alone 10 million, and 50 million transfers we do not shake the hand.

. Under normal circumstances, banks will not interfere with individual transfer business

During the actual transfer business process, the people Banks have stipulated that personal transfers need to show their ID cards 50,000 yuan and above. If they are agent transfer, the identity card of the manager and agent should be presented.
If the voucher filling in correctly, on the basis of the competent review and approval, these 10 million will be transferred out immediately.

But what is emphasized here is that before the transfer, the supervisor and teller may ask you if you There are problems with the transfer business, but to follow the principle of "understanding your customers" and make goodwill reminders. There are many online fraud in society, and bank tellers are also out of good intentions, and they are worried that customers will be deceived by criminals.

. The "diligence" greeting of the customer manager

Frankly speaking, few customers will turn 10 million as big as customers at bank outlets. For the amount, if there are 10 million funds in the bank's account, it must be a VIP customer, and there will be exclusive customer managers to maintain. Once these 10 million funds are transferred, they will "surprise" the customer manager, even the president of the outlet. In fact, they just ask you if you want to use this large amount of funds? Is it transferred to other banks to make financial management? If so, they will do everything possible to keep you and introduce the right products for you.

of course, all of which still depends on you. If you insist on transferring, the bank can only help you handle the transfer business.
will private transfer 10 million banks be managed? The answer is yes. This situation will definitely be monitored by the People's Bank of China Anti -Money Laundering Center. If it is legal, it is only monitoring. If there is a suspect of money laundering, it may be frozen and dealt with.
Why do some "big tigers" have hundreds of millions of cash at home? That is, they know that depositing money in the bank will be monitored. If your account funds have suddenly increased and decreased, it will inevitably cause capital flow. One of the duties of the People's Bank of China is to monitor the flow of funds.
The people's bank stipulate that a single account exceeds 50,000 yuan, and an account of more than 200,000 yuan throughout the day needs to be reported to the central bank's monitoring system. There are not many cases.
First of all, you may not be able to transfer so much funds a day, because bank transfer to personal account transfer is limited, it seems that it cannot exceed 500,000 yuan. If you go to the bank counter, it is estimated that the information will be reviewed.
Secondly, there is a process of accumulating 10 million funds in your transfer account. Before your account reaches 10 million yuan, your account has been monitored. The question should be clear.
again, your transfer account is not produced out of thin air. It is easy to find it if you are old or new accounts. The previous information can be analyzed. It is estimated that this account will be temporarily frozen and the holder needs to submit the information to thaw.
The large amount of capital transfer is normal. It is normal for private transfer of 10 million yuan. Even if you are divided into small amounts and multiple transactions, you will definitely be monitored by the Anti -Money Laundering Center. Don't worry.
At the end of 2018, the People's Bank of China issued a notice of non -bank payment institutions on the relevant requirements of the large -scale transaction report work. From the notice, we can know that the cash income and expenditure of more than 50,000 yuan on the day need to be reported. According to the requirements of the notice, not only bank funds need to be reported, but also third -party payment institutions including WeChat, Alipay, etc. also need to report to the relevant situation. On the day, a single or cumulative transaction of more than 50,000 yuan (including 50,000 yuan) and foreign currency equivalent to more than 10,000 US dollars (including $ 10,000) were cash and expenditure. Non -natural -person customers pay a single or cumulative transaction of more than 2 million yuan (including 2 million yuan) and foreign currency equivalent to more than 200,000 US dollars (including 200,000 US dollars) on the day of the account with other accounts or other accounts.
100 % tube! As long as the single amount exceeds 200,000 yuan, the transfer of private banks will call to investigate, explaining the situation, if 10 million yuan is transferred, the taxation department will definitely come to the door, unless you pay 20%of personal income tax, it must be sure There will be trouble. There are only two types of enterprises to individuals. 1 is a loan. It must be repaid within one year. Otherwise, even if the personal income is income, the enterprise shall pay the personal income tax for the enterprise. If you count personal income, you still have to pay personal income tax. Do you think the central bank and the tax bureau is given in vain? This small trick has long been clear that those people are high -ranking students and sperm of Peking University Tsinghua University. This kind of pediatric affairs are under control!
The bank wants to control it very much! But it has no right! If you are suspected of money laundering or illegal fund banks, the regulatory department or the whereabouts of the supervision of the regulatory authorities or the relevant departments will be tracked! When necessary, you will take frozen methods! But the relevant departments have to go out! The bank itself does not have any rights to control the customer's funds

Is friends!
The private transfer of 10 million yuan, banks will monitor, and banks will also report them in accordance with relevant regulations and procedures. If there is no other suspicious things, nothing would be. Let's analyze.
If in accordance with the regulations, when the transaction is more than 50,000 yuan, it is necessary to report to the end of 2018. The People's Bank of China has issued a notice of non -bank payment institutions on the relevant requirements of large transaction report work. From the notice, it can 10,000 yuan in cash income and expenditure needs to be reported. According to the requirements of the notice, not only bank funds need to be reported, but also third -party payment institutions including WeChat, Alipay, etc. also need to report to the relevant situation.
The large amount of funds reported in accordance with the requirements of the People's Bank of China, from January 1, 2019, not only the original bank needs to be reported, but now WeChat payment, Alipay and other non -bank third -party payment institutions below transactions below The situation must also be reported:
1. Single or cumulative transactions on that day or a total of more than 50,000 yuan (including 50,000 yuan), foreign currency equivalent to more than 10,000 US dollars (including $ 10,000) cash income and expenditure.
2. Non -natural -person customers pay accounts on the day of a single or cumulative transaction RMB 2 million (including 2 million yuan), foreign currency equal to more than 200,000 US dollars (including $ 200,000) Essence
3. Natural person customer payment accounts and other accounts on the day of a single or cumulative transaction of more than 500,000 yuan (including 500,000 yuan), foreign currency equal to more than 100,000 US dollars (including 100,000 US dollars) Essence
4. Natural person customers pay accounts with other bank accounts on the day of a single or cumulative transaction RMB 200,000 (including 200,000 yuan), foreign currency equivalent to more than 10,000 US dollars (including $ 10,000), cross -border) The money is transferred.
The purpose of reporting to large amounts of funds required large amounts of funds to report on large amount of capital information is also to improve the working mechanism of large transactions and suspicious transactions, improve the effectiveness of fund monitoring, and timely discover some of the flow of funds flowing in time. abnormal situation.
The large amount of capital information is reported that everyone does not feel anything. The purpose of the People's Bank of China to formulate this system is not to limit everyone's large consumption and mobile payment. The main purpose of the People's Bank of China is to maintain normal financial order and maintain normal financial transactions, and at the same time, it can also timely discover and crack down on illegal activities such as money laundering and illegal fundraising.
If you usually carry out large transfer and consumption, large cash withdrawal, large deposits, as long as illegal activities are not involved, it can be said that there is no feeling at all, and it will not be affected by any.
The on the case, 10 million private accounts are transferred to private accounts, and banks will report information. The bank will not care. If there is no other thing, it is normal, and there is nothing.

Thank you for reading!

It didn't involve your question, so there was no way to answer. At that time, I borrowed the money of more than a dozen friends, a total of more than 4 million, and then after the demolition was trapped. In the evening, the money was finished. Early the next morning, the bank I called for me called me and asked the situation. Because one of the friends who borrowed my money just happened to work in this bank, he also called me, saying that he was included in the list of abnormal attention, and he wanted to make a report to explain the situation. In this way, I remember that as long as it is normal, even if you ask, it is okay
. If you ask this question, you are worried that the bank will stop this behavior, then you will worry about it.
Under the current bank regulatory system, as long as the bank is not suspected of being fraudulent, banks will not refuse any private transfer behavior. However, the amount of private transfer is more than 200,000 yuan, and a detailed record will be left in the people's bank system. This remaining behavior is mainly for anti -money laundering. Because in accordance with the provisions of the anti -money laundering method, a large amount of capital flow between accounts must be monitored. This is mainly to prevent people from transferring property, or frequent transfers between bank accounts to turn illegal funds into legal income.
For example, we often see how many billion cash in the corrupt official's house, and reports how many banknote machines were burned when we counted. Why dare not deposit money into the bank? Because large amounts of funds are deposited, removed, or transferred, they will leave records. Once investigated, corrupt officials cannot explain the source of money, and naturally dare not do so. In addition, illegal activities such as smuggling and drug trafficking have also adopted cash transactions, which to a large extent to avoid banks' monitoring of capital flow and fund use.
So, as long as your money sources are legal and reasonable, you don't have to worry about bank intervention.

The private transfer of 10 million private transfer, will the bank manage? That's it:
1. Regardless of how much transfer, the bank does not manage it, and there is no right to manage it, but if the funds go suspicious, the bank may remind goodwill.
2. The bank has anti -money laundering monitoring system. For large capital flows, banks must be reported in accordance with regulations. Relevant departments of higher levels may investigate the source of funds and whereabouts. For example, if the parties are leading cadres, it is likely to attract the attention of the disciplinary inspection and supervision department. However, if the source of funds is clear and the whereabouts are legal, no one has to worry about being checked. For example, if a leading cadre wrote a book, the market is hot, as long as the chapter is taxed, even if the version tax is made of 10 million, the disciplinary inspection department will not be difficult for him.
3. Some corrupt elements, the reason why there are hundreds of hundreds of funds at home, a dozen hundred kilograms of precious metals, is very clear that such huge amounts of funds can not be a legal source at all, so it is better to not have huge interest (one a one (one a 100 million yuan in cash, there is a bank, there will be five million interest a year), and there must be home to avoid being paid attention to by the relevant departments.

The private transfer of 10 million private transfers, will the bank be controlled?
first talk about what our leader encountered. When transferring to others, after the information of the other party's account is accurately missed, it is found that there is a prompt: the other party prompts, the cumulative amount of the business/the number of strokes exceeds the prescribed limit of the upper limit of the regulatory limit. Essence
The leader said that one of his bosses and friends also encountered such a situation. Others gave his friends 6 million yuan. The next day, the bank account was locked. The situation is the same as the above prompts. After submitting a lot of information to the bank to explain the situation before unlocking.
In that in order to anti -money laundering, the central bank issued a lot of documents to strictly supervise large -amount capital transactions suspected of money laundering.
The information about the actual beneficiary of the company's account in the bank's account.
The following situations will be included in the bank's focus:
1. Generally, large amounts of funds are suddenly transferred in batches, in batches Very intelligent transaction.
2. The flow of funds obviously does not meet your business scope.
3. The frequency of large capital transactions between the same receipt in the short term is too high.
4. A single transaction of private households reaches 200,000 yuan.
So private households transfer 10 million yuan. Whether it is a single transaction or in the short term, the bank will supervise it, which proves that money is a legal income, which is also the bank's management responsibility.
As long as your funding source can prove that it is legitimate, the taxpayment has been completed, and you don't have to worry about how much transactions.

1 thought on “wholesale jewelry making supplies in bulk Private transfer of 10 million private transfers, will the bank be controlled?”

Adam
November 24, 2022 at 1:20 am

fashion jewelry wholesale delhi No matter what kind of transfer, it is actually under bank monitoring. If the amount of transfer is relatively large, the bank will pay attention. However, with the attention of the bank, I don't know. You know, more than 50,000 transactions and more than 200,000 transfers are subject to large suspicious monitoring.
, the report of large transaction reports is mainly for financial institutions, and enterprises and individuals do not involve additional reporting responsibilities. If the source of funds is clear and legal, and the account belongs to a credible large account, that is, there are often large amounts of money, then private transfer of 10 million private transfer, banks will not do extra useless work, so almost in actual legal compliance transactions, almost almost almost almost legal compliance transactions. No perception.
The private transfer of 10 million private transfer, obviously belongs to large transfer, will definitely receive special attention from banks. However, as long as the source of funds is legal and the funds are compliant, the bank will not give special treatment. When necessary, the bank will give the corresponding reminder. However, banks will definitely report this transfer behavior to relevant regulators.
is that when you don't know, in fact, the regulatory agency already knows this large transfer and has relevant records.
The key is that the source of funds is legal and the funds are compliant, so the bank does not care about you. If the source of funds is doubtful or the funds are doubtful, the bank will ask the relevant procedures to prove themselves.
The key is to make money on legal compliance and spend money on reason.
The as a bank staff, I can tell you clearly: Privately transfer to private transfers. The National Anti -Money Laundering Center has checked you countless times when you don't know.
In the requirements of the People's Bank of China, personal access to 50,000 on the same day and 200,000 transfers must be reported to the country's anti -money laundering center.
In the era of big data, every move of your bank card flowing water is under the monitoring of the moment. As long as there are any abnormalities, banks will immediately focus on you.
The most obvious example is virtual currency transactions.
1. Virtual currency transactions
The main problem of virtual currency is to launder black money. As long as you buy virtual currencies, whether you make money or compensation, you are helping others to wash money in disguise.
So although there are no laws now, it does not clearly specify that virtual currency is illegal. However, the People's Bank of China has ordered three or five times that major commercial banks have a blow to virtual currencies.
It for some time in the first half of this year, as long as your bank card account involves virtual currency transactions, it will be frozen immediately.
The frozen speed is fast, so you can only transfer the money inside at all.
If it is only a small amount, it may be unblocked in a few days, and the bank just gives you a reminder.
If it is a large amount, it may take the month or even half a year to unblock it.
2. Different transfers, banks immediately have a phone reminder
The like many people use mobile banking to transfer money. Just after the transfer here, the bank's customer service call over there.
The customer service staff reminds if you are transferring to the transfer, reminding you to be careful of telecommunications fraud.
It, if the transfer behavior is abnormal, the bank may ask what the money is for.
The aspects: your deposit, your salary income, and your historical bank account flowing.
It like ordinary people, a monthly salary income is two or three thousand, and there is not much deposit in the bank. Suddenly, a large amount of funds were transferred.
The anti -money laundering system will focus on you as soon as possible, because according to your economic level, it is impossible to have such a large capital income.
It is a slight call to ask, and the serious one is directly frozen.
It, like many people's flowing water in previous years, and suddenly it starts to turn into a large number of times, and the amount of flow is several times higher than before.
This is an obvious account abnormality, and it will be stared at the anti -money laundering system as soon as possible, and it will even freeze your bank card account.
The bank's anti -money laundering system is always supervising everyone's account, but it is impossible to kill one thousand wrongly, and never let go of one thing.
The bank cards used by scammers are all normal bank cards purchased, without any pre -historical subjects.
and telecommunications fraud, from being deceived from the victim, to the alarm, it often takes a long time. Banks are also impossible, as long as the bank card account is abnormal, it will freeze.
and some scammers, after the money is succeeded, can transfer the money to foreign countries within a few minutes, and then scattered into multiple accounts, and the money is cleaned in ten minutes.
So to prevent telecommunications fraud, we must not rely on banks, but also must be alertly improved.
The people will say that under the monitoring of big data, isn't it a personal privacy? I don't feel a little security!
In fact, don't worry about this, as long as you don't do something that violates the law, how to check the bank will not have any impact on you.
I said that it is not afraid of shadow oblique. As long as you do not do illegal things, you don't need to worry about it.
I I am a Xinqi financial planner, I will answer this question.

Remember that when I first joined the society and entered the bank to work, my first position was cash to go to the teller. For our small tellers (that is, the subject said Private transfer business) is the most rare and common business, let alone 10 million, and 50 million transfers we do not shake the hand.

. Under normal circumstances, banks will not interfere with individual transfer business

During the actual transfer business process, the people Banks have stipulated that personal transfers need to show their ID cards 50,000 yuan and above. If they are agent transfer, the identity card of the manager and agent should be presented.
If the voucher filling in correctly, on the basis of the competent review and approval, these 10 million will be transferred out immediately.

But what is emphasized here is that before the transfer, the supervisor and teller may ask you if you There are problems with the transfer business, but to follow the principle of "understanding your customers" and make goodwill reminders. There are many online fraud in society, and bank tellers are also out of good intentions, and they are worried that customers will be deceived by criminals.

. The "diligence" greeting of the customer manager

Frankly speaking, few customers will turn 10 million as big as customers at bank outlets. For the amount, if there are 10 million funds in the bank's account, it must be a VIP customer, and there will be exclusive customer managers to maintain. Once these 10 million funds are transferred, they will "surprise" the customer manager, even the president of the outlet. In fact, they just ask you if you want to use this large amount of funds? Is it transferred to other banks to make financial management? If so, they will do everything possible to keep you and introduce the right products for you.

of course, all of which still depends on you. If you insist on transferring, the bank can only help you handle the transfer business.
will private transfer 10 million banks be managed? The answer is yes. This situation will definitely be monitored by the People's Bank of China Anti -Money Laundering Center. If it is legal, it is only monitoring. If there is a suspect of money laundering, it may be frozen and dealt with.
Why do some "big tigers" have hundreds of millions of cash at home? That is, they know that depositing money in the bank will be monitored. If your account funds have suddenly increased and decreased, it will inevitably cause capital flow. One of the duties of the People's Bank of China is to monitor the flow of funds.
The people's bank stipulate that a single account exceeds 50,000 yuan, and an account of more than 200,000 yuan throughout the day needs to be reported to the central bank's monitoring system. There are not many cases.
First of all, you may not be able to transfer so much funds a day, because bank transfer to personal account transfer is limited, it seems that it cannot exceed 500,000 yuan. If you go to the bank counter, it is estimated that the information will be reviewed.
Secondly, there is a process of accumulating 10 million funds in your transfer account. Before your account reaches 10 million yuan, your account has been monitored. The question should be clear.
again, your transfer account is not produced out of thin air. It is easy to find it if you are old or new accounts. The previous information can be analyzed. It is estimated that this account will be temporarily frozen and the holder needs to submit the information to thaw.
The large amount of capital transfer is normal. It is normal for private transfer of 10 million yuan. Even if you are divided into small amounts and multiple transactions, you will definitely be monitored by the Anti -Money Laundering Center. Don't worry.
At the end of 2018, the People's Bank of China issued a notice of non -bank payment institutions on the relevant requirements of the large -scale transaction report work. From the notice, we can know that the cash income and expenditure of more than 50,000 yuan on the day need to be reported. According to the requirements of the notice, not only bank funds need to be reported, but also third -party payment institutions including WeChat, Alipay, etc. also need to report to the relevant situation. On the day, a single or cumulative transaction of more than 50,000 yuan (including 50,000 yuan) and foreign currency equivalent to more than 10,000 US dollars (including $ 10,000) were cash and expenditure. Non -natural -person customers pay a single or cumulative transaction of more than 2 million yuan (including 2 million yuan) and foreign currency equivalent to more than 200,000 US dollars (including 200,000 US dollars) on the day of the account with other accounts or other accounts.
100 % tube! As long as the single amount exceeds 200,000 yuan, the transfer of private banks will call to investigate, explaining the situation, if 10 million yuan is transferred, the taxation department will definitely come to the door, unless you pay 20%of personal income tax, it must be sure There will be trouble. There are only two types of enterprises to individuals. 1 is a loan. It must be repaid within one year. Otherwise, even if the personal income is income, the enterprise shall pay the personal income tax for the enterprise. If you count personal income, you still have to pay personal income tax. Do you think the central bank and the tax bureau is given in vain? This small trick has long been clear that those people are high -ranking students and sperm of Peking University Tsinghua University. This kind of pediatric affairs are under control!
The bank wants to control it very much! But it has no right! If you are suspected of money laundering or illegal fund banks, the regulatory department or the whereabouts of the supervision of the regulatory authorities or the relevant departments will be tracked! When necessary, you will take frozen methods! But the relevant departments have to go out! The bank itself does not have any rights to control the customer's funds

Is friends!
The private transfer of 10 million yuan, banks will monitor, and banks will also report them in accordance with relevant regulations and procedures. If there is no other suspicious things, nothing would be. Let's analyze.
If in accordance with the regulations, when the transaction is more than 50,000 yuan, it is necessary to report to the end of 2018. The People's Bank of China has issued a notice of non -bank payment institutions on the relevant requirements of large transaction report work. From the notice, it can 10,000 yuan in cash income and expenditure needs to be reported. According to the requirements of the notice, not only bank funds need to be reported, but also third -party payment institutions including WeChat, Alipay, etc. also need to report to the relevant situation.
The large amount of funds reported in accordance with the requirements of the People's Bank of China, from January 1, 2019, not only the original bank needs to be reported, but now WeChat payment, Alipay and other non -bank third -party payment institutions below transactions below The situation must also be reported:
1. Single or cumulative transactions on that day or a total of more than 50,000 yuan (including 50,000 yuan), foreign currency equivalent to more than 10,000 US dollars (including $ 10,000) cash income and expenditure.
2. Non -natural -person customers pay accounts on the day of a single or cumulative transaction RMB 2 million (including 2 million yuan), foreign currency equal to more than 200,000 US dollars (including $ 200,000) Essence
3. Natural person customer payment accounts and other accounts on the day of a single or cumulative transaction of more than 500,000 yuan (including 500,000 yuan), foreign currency equal to more than 100,000 US dollars (including 100,000 US dollars) Essence
4. Natural person customers pay accounts with other bank accounts on the day of a single or cumulative transaction RMB 200,000 (including 200,000 yuan), foreign currency equivalent to more than 10,000 US dollars (including $ 10,000), cross -border) The money is transferred.
The purpose of reporting to large amounts of funds required large amounts of funds to report on large amount of capital information is also to improve the working mechanism of large transactions and suspicious transactions, improve the effectiveness of fund monitoring, and timely discover some of the flow of funds flowing in time. abnormal situation.
The large amount of capital information is reported that everyone does not feel anything. The purpose of the People's Bank of China to formulate this system is not to limit everyone's large consumption and mobile payment. The main purpose of the People's Bank of China is to maintain normal financial order and maintain normal financial transactions, and at the same time, it can also timely discover and crack down on illegal activities such as money laundering and illegal fundraising.
If you usually carry out large transfer and consumption, large cash withdrawal, large deposits, as long as illegal activities are not involved, it can be said that there is no feeling at all, and it will not be affected by any.
The on the case, 10 million private accounts are transferred to private accounts, and banks will report information. The bank will not care. If there is no other thing, it is normal, and there is nothing.

Thank you for reading!

It didn't involve your question, so there was no way to answer. At that time, I borrowed the money of more than a dozen friends, a total of more than 4 million, and then after the demolition was trapped. In the evening, the money was finished. Early the next morning, the bank I called for me called me and asked the situation. Because one of the friends who borrowed my money just happened to work in this bank, he also called me, saying that he was included in the list of abnormal attention, and he wanted to make a report to explain the situation. In this way, I remember that as long as it is normal, even if you ask, it is okay
. If you ask this question, you are worried that the bank will stop this behavior, then you will worry about it.
Under the current bank regulatory system, as long as the bank is not suspected of being fraudulent, banks will not refuse any private transfer behavior. However, the amount of private transfer is more than 200,000 yuan, and a detailed record will be left in the people's bank system. This remaining behavior is mainly for anti -money laundering. Because in accordance with the provisions of the anti -money laundering method, a large amount of capital flow between accounts must be monitored. This is mainly to prevent people from transferring property, or frequent transfers between bank accounts to turn illegal funds into legal income.
For example, we often see how many billion cash in the corrupt official's house, and reports how many banknote machines were burned when we counted. Why dare not deposit money into the bank? Because large amounts of funds are deposited, removed, or transferred, they will leave records. Once investigated, corrupt officials cannot explain the source of money, and naturally dare not do so. In addition, illegal activities such as smuggling and drug trafficking have also adopted cash transactions, which to a large extent to avoid banks' monitoring of capital flow and fund use.
So, as long as your money sources are legal and reasonable, you don't have to worry about bank intervention.

The private transfer of 10 million private transfer, will the bank manage? That's it:
1. Regardless of how much transfer, the bank does not manage it, and there is no right to manage it, but if the funds go suspicious, the bank may remind goodwill.
2. The bank has anti -money laundering monitoring system. For large capital flows, banks must be reported in accordance with regulations. Relevant departments of higher levels may investigate the source of funds and whereabouts. For example, if the parties are leading cadres, it is likely to attract the attention of the disciplinary inspection and supervision department. However, if the source of funds is clear and the whereabouts are legal, no one has to worry about being checked. For example, if a leading cadre wrote a book, the market is hot, as long as the chapter is taxed, even if the version tax is made of 10 million, the disciplinary inspection department will not be difficult for him.
3. Some corrupt elements, the reason why there are hundreds of hundreds of funds at home, a dozen hundred kilograms of precious metals, is very clear that such huge amounts of funds can not be a legal source at all, so it is better to not have huge interest (one a one (one a 100 million yuan in cash, there is a bank, there will be five million interest a year), and there must be home to avoid being paid attention to by the relevant departments.

The private transfer of 10 million private transfers, will the bank be controlled?
first talk about what our leader encountered. When transferring to others, after the information of the other party's account is accurately missed, it is found that there is a prompt: the other party prompts, the cumulative amount of the business/the number of strokes exceeds the prescribed limit of the upper limit of the regulatory limit. Essence
The leader said that one of his bosses and friends also encountered such a situation. Others gave his friends 6 million yuan. The next day, the bank account was locked. The situation is the same as the above prompts. After submitting a lot of information to the bank to explain the situation before unlocking.
In that in order to anti -money laundering, the central bank issued a lot of documents to strictly supervise large -amount capital transactions suspected of money laundering.
The information about the actual beneficiary of the company's account in the bank's account.
The following situations will be included in the bank's focus:
1. Generally, large amounts of funds are suddenly transferred in batches, in batches Very intelligent transaction.
2. The flow of funds obviously does not meet your business scope.
3. The frequency of large capital transactions between the same receipt in the short term is too high.
4. A single transaction of private households reaches 200,000 yuan.
So private households transfer 10 million yuan. Whether it is a single transaction or in the short term, the bank will supervise it, which proves that money is a legal income, which is also the bank's management responsibility.
As long as your funding source can prove that it is legitimate, the taxpayment has been completed, and you don't have to worry about how much transactions.

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