1 thought on “What to pay attention to when buying car insurance”
Clyde
Many car owners will choose to buy, and many people want to guarantee a car. Vehicle insurance refers to a transportation tool insurance that uses the motor vehicle itself and its third party liability as the insurance symbol. If the owner wants to buy a car insurance, what should you pay attention to? What to pay attention to buying car insurance What to pay attention to car insurance? With the popularity of private cars, more and more people have bought their own car. The problem of buying car insurance has also troubled many car lovers. What should I pay attention to when buying car insurance? 1. Do not escape the vehicle when buying a car insurance. This insurance is the time for vehicle insurance protection, and there is no renewal insurance. If you buy a car insurance, you must check your vehicle by the insurance company. It is very troublesome, so don't get off the insurance. 2. Insurance should pay attention to the purchase time The car insurance can be bought after getting a qualified certificate in the new car. If the renewal vehicle buys the car insurance, the car insurance can be purchased within one month of the previous year. of. 3. The suitable The new car to buy insurance as much as possible, especially novice, car damage, three, stealing, separate paint, separate glass, etc. In the case, how many three thousand three insurances are selected. If the vehicle is relatively long and the driver is older, you can buy less projects. Generally, commercial insurance only buys car loss insurance and 100,000 third party liability insurance. 4. Choose some better insurance companies. It is recommended to buy insurance without buying small companies. The service is not guaranteed and the price is unreasonable. Still buy a more well -known large -scale company, with good word -of -mouth considerations. You can log in to the websites of major insurance companies to view. 5. Choose a good way to buy insurance The more popular is telephone auto insurance and online car insurance. The price is very cheap, and there are many gifts. consult. 6. Ask the terms of good car insurance. Is when buying car insurance, ask some basic terms. The more important thing is the exemption clause to see what situations occur in the insurance company. In case of disputes, such as cars, water wading, drowning the engine whether to pay, and so on. 7. View good claims and other matters. Is when buying car insurance, check the speed of claims, etc. It is very convenient for the owner to pay for the claims speed. It is very convenient for the owner. The time of compensation to the account is also faster, so as not to delay the repair of the car. How how to buy car insurance is cost -effective How to buy car insurance? When buying car insurance, many car owners always want to buy it? 1. No insurance or violation records can save premiums The owner to buy insurance in the first year is 4S shop agencies. Not familiar with car insurance, car owners can make some preparations in advance, query online inquiries with friends to recommend, so that they have the bottom of their hearts. After the inquiry, go to buy love car and car insurance, you can understand in your heart that you don't be led by the 4S shop with your nose. 2. Automotive full insurance is not equal to full guarantee "full insurance is not equal to full guarantee", many car owners may not know this truth. In the general sense, full insurance includes 15 or 16 insurance types, but most of the 4S shops include 8 insurance types, which are transportation compulsory insurance, vehicle loss insurance, free claim insurance, third party liability insurance, car car, car, car, car, car, car, car, car, car, car, car, car, car, car, and car The personnel liability insurance, the whole car theft of rescue, scratch insurance, and glass were damaged alone. In fact, except for the compulsory purchase of strong insurance, the other 7 are commercial insurances that can be purchased. 3. Do not buy "spontaneous combustion insurance" depends on the manufacturer This should be noted that the so -called "full insurance" does not include spontaneous combustion loss insurance. According to previous thinking, new cars generally do not need to buy this insurance, because during the warranty period, the manufacturer will be responsible for the self -combustion period. The premise is that the manufacturer can take responsibility. In recent years, some of the phenomena of "spontaneous combustion" of new cars in the year have occurred frequently, but car manufacturers have evaded responsibilities. In this case, the owners who do not buy self -burning insurance are more troublesome. The spontaneous combustion loss insurance refers to the loss caused by the fire in the oil circuit of the insurance vehicle, and the insurance company is responsible for compensation. Some more cautious new car owners can also consider choosing insurance companies that can provide new car "spontaneous combustion insurance". "The general economic home sedan, the cost of spontaneous combustion insurance is between 200 yuan and 300 yuan. If the owner proposes to buy a self-burning insurance, the 4S shop can also be added." 4. The three car damage insurance and commercial insurance must be bought, and theft and rescue will be purchased according to the owner's own situation. If there is no fixed parking space, it is recommended to buy insurance. It's driving until the third year, those who have not yet purchased self -burning insurance should also beware of "aging circuit caused by spontaneous combustion". It is also necessary to spend a few hundred yuan to buy "spontaneous combustion insurance". 5. High -end vehicle glass insurance cannot be saved For high -end and luxury car owners, it is recommended to buy glass to break the insurance alone in the first four or five years. If this danger is not in this danger, the glass will not be compensated if it is broken alone, and the price of the glass accessories of such cars in 4S stores is very high, and the owner will be more troublesome in this situation. The scratch insurance, the owner can also buy it depending on the parking space. Taking a car as an example, the painting fee for a scratch may be 1,000 yuan, but the premium is only 100 yuan, which is quite cost -effective. Therefore, it is recommended that the owner of the parking space unmanned chooses to buy such a policy. is reliable to buy car insurance online It online car insurance is reliable? In recent years, with the continuous improvement of private car insurance, the sales methods of major insurance companies on auto insurance are also changing, and the convenient and affordable sales of telephone auto insurance and online auto insurance are endless. Many car owners asked, is it reliable to buy car insurance online? The online purchase of auto insurance is one of the more reliable insurance methods licensed by the Insurance Regulatory Commission. In addition, the price of online insurance insurance insurance is lower than that of traditional channels to purchase auto insurance premiums. If the value of the car market is relatively high, it is recommended to buy full insurance. Once an accident occurs, the cost of repairing is more expensive, and the purchase of full insurance can minimize the loss. When choosing a car insurance, you should pay attention to predict what risks you may encounter, and then buy car insurance products as needed. The need to note that when the owner buys a car insurance, it is best to buy a fixed insurance sales outlet to prevent it from entering illegal websites or fishing websites, so it will only cause himself to lose the property. Before buying, you must be optimistic about the website and go to the official website of the insurance company.
Many car owners will choose to buy, and many people want to guarantee a car. Vehicle insurance refers to a transportation tool insurance that uses the motor vehicle itself and its third party liability as the insurance symbol. If the owner wants to buy a car insurance, what should you pay attention to?
What to pay attention to buying car insurance
What to pay attention to car insurance? With the popularity of private cars, more and more people have bought their own car. The problem of buying car insurance has also troubled many car lovers. What should I pay attention to when buying car insurance?
1. Do not escape the vehicle when buying a car insurance.
This insurance is the time for vehicle insurance protection, and there is no renewal insurance. If you buy a car insurance, you must check your vehicle by the insurance company. It is very troublesome, so don't get off the insurance.
2. Insurance should pay attention to the purchase time
The car insurance can be bought after getting a qualified certificate in the new car. If the renewal vehicle buys the car insurance, the car insurance can be purchased within one month of the previous year. of.
3. The suitable
The new car to buy insurance as much as possible, especially novice, car damage, three, stealing, separate paint, separate glass, etc. In the case, how many three thousand three insurances are selected. If the vehicle is relatively long and the driver is older, you can buy less projects. Generally, commercial insurance only buys car loss insurance and 100,000 third party liability insurance.
4. Choose some better insurance companies.
It is recommended to buy insurance without buying small companies. The service is not guaranteed and the price is unreasonable. Still buy a more well -known large -scale company, with good word -of -mouth considerations. You can log in to the websites of major insurance companies to view.
5. Choose a good way to buy insurance
The more popular is telephone auto insurance and online car insurance. The price is very cheap, and there are many gifts. consult.
6. Ask the terms of good car insurance.
Is when buying car insurance, ask some basic terms. The more important thing is the exemption clause to see what situations occur in the insurance company. In case of disputes, such as cars, water wading, drowning the engine whether to pay, and so on.
7. View good claims and other matters.
Is when buying car insurance, check the speed of claims, etc. It is very convenient for the owner to pay for the claims speed. It is very convenient for the owner. The time of compensation to the account is also faster, so as not to delay the repair of the car.
How how to buy car insurance is cost -effective
How to buy car insurance? When buying car insurance, many car owners always want to buy it?
1. No insurance or violation records can save premiums
The owner to buy insurance in the first year is 4S shop agencies. Not familiar with car insurance, car owners can make some preparations in advance, query online inquiries with friends to recommend, so that they have the bottom of their hearts. After the inquiry, go to buy love car and car insurance, you can understand in your heart that you don't be led by the 4S shop with your nose.
2. Automotive full insurance is not equal to full guarantee
"full insurance is not equal to full guarantee", many car owners may not know this truth. In the general sense, full insurance includes 15 or 16 insurance types, but most of the 4S shops include 8 insurance types, which are transportation compulsory insurance, vehicle loss insurance, free claim insurance, third party liability insurance, car car, car, car, car, car, car, car, car, car, car, car, car, car, car, and car The personnel liability insurance, the whole car theft of rescue, scratch insurance, and glass were damaged alone. In fact, except for the compulsory purchase of strong insurance, the other 7 are commercial insurances that can be purchased.
3. Do not buy "spontaneous combustion insurance" depends on the manufacturer
This should be noted that the so -called "full insurance" does not include spontaneous combustion loss insurance. According to previous thinking, new cars generally do not need to buy this insurance, because during the warranty period, the manufacturer will be responsible for the self -combustion period. The premise is that the manufacturer can take responsibility. In recent years, some of the phenomena of "spontaneous combustion" of new cars in the year have occurred frequently, but car manufacturers have evaded responsibilities. In this case, the owners who do not buy self -burning insurance are more troublesome.
The spontaneous combustion loss insurance refers to the loss caused by the fire in the oil circuit of the insurance vehicle, and the insurance company is responsible for compensation. Some more cautious new car owners can also consider choosing insurance companies that can provide new car "spontaneous combustion insurance". "The general economic home sedan, the cost of spontaneous combustion insurance is between 200 yuan and 300 yuan. If the owner proposes to buy a self-burning insurance, the 4S shop can also be added."
4. The three car damage insurance and commercial insurance must be bought, and theft and rescue will be purchased according to the owner's own situation. If there is no fixed parking space, it is recommended to buy insurance.
It's driving until the third year, those who have not yet purchased self -burning insurance should also beware of "aging circuit caused by spontaneous combustion". It is also necessary to spend a few hundred yuan to buy "spontaneous combustion insurance".
5. High -end vehicle glass insurance cannot be saved
For high -end and luxury car owners, it is recommended to buy glass to break the insurance alone in the first four or five years. If this danger is not in this danger, the glass will not be compensated if it is broken alone, and the price of the glass accessories of such cars in 4S stores is very high, and the owner will be more troublesome in this situation. The scratch insurance, the owner can also buy it depending on the parking space. Taking a car as an example, the painting fee for a scratch may be 1,000 yuan, but the premium is only 100 yuan, which is quite cost -effective. Therefore, it is recommended that the owner of the parking space unmanned chooses to buy such a policy.
is reliable to buy car insurance online
It online car insurance is reliable? In recent years, with the continuous improvement of private car insurance, the sales methods of major insurance companies on auto insurance are also changing, and the convenient and affordable sales of telephone auto insurance and online auto insurance are endless. Many car owners asked, is it reliable to buy car insurance online?
The online purchase of auto insurance is one of the more reliable insurance methods licensed by the Insurance Regulatory Commission. In addition, the price of online insurance insurance insurance is lower than that of traditional channels to purchase auto insurance premiums.
If the value of the car market is relatively high, it is recommended to buy full insurance. Once an accident occurs, the cost of repairing is more expensive, and the purchase of full insurance can minimize the loss. When choosing a car insurance, you should pay attention to predict what risks you may encounter, and then buy car insurance products as needed.
The need to note that when the owner buys a car insurance, it is best to buy a fixed insurance sales outlet to prevent it from entering illegal websites or fishing websites, so it will only cause himself to lose the property. Before buying, you must be optimistic about the website and go to the official website of the insurance company.