4 thoughts on “When I went to the bank deposit, why did the bank still send me a bag of rice?”
Laurence
If you have been to the bank for deposit, you may be stunned by many products in the bank outlets. There are various small gifts in the bank lobby. When you walk into the bank lobby, you feel like you have come to the supermarket. So why do banks place these small gifts in the lobby? The bank placing these small gifts in the lobby is to attract users to the bank to deposit, and the small gifts that are issued based on the deposit of the user at the bank. The user goes to the bank to apply for deposits, and banks send small gifts to users. This is a common method for many banks to absorb deposits. In particular, some banks in small cities like to use this method to absorb users' deposits. In some small cities, users have certain demand for some products such as rice, edible oil, and the amount of users in small cities will not be very high. Gifts to these users and gifts of rice, edible oil, etc., just meet the needs of these users Many users will go to the bank to deposit in order to get gifts such as rice, edible oil, etc. in order to get banks of banks. The method of gifting small gifts is mainly to attract users' deposits. The deposit interest rate of each bank is the head office. To absorb deposits, in fact, this is also a disguised interest rate hike, but this part of the interest is directly transformed into items, which is just a way for users. The bank deposit interest rate in my country has achieved marketization, but the interest rates determined by various banks still have certain rules. Generally, the larger the bank, the relatively lower the deposit interest rate given. The cost of obtaining deposits, the larger the loan interest rate issued by these large -scale banks is also low, bringing benefits to bank loan users. For some small banks, the deposit interest rate given will be relatively low, because small banks have fewer outlets and difficult to obtain deposits. If you want users to deposit in banks For more deposits, the loan interest rate issued by these banks will be higher, because the cost of obtaining funds for banks is higher. Is when you go to the bank deposit, the bank will send you a bag of rice. In fact, it is a marketing method for banks to obtain deposits. The bank hopes that you can deposit more.
The marketing strategy that belongs to the bank. I hope that the more money you deposit, the more gifts you send you. In this way, it attracts bank customers to deposit.
When you go to the bank's deposit, the bank also gives you a bag of rice because he saved a lot of money to the wealth management products he introduced. If I guess it is not wrong, the wealth management products you buy are actually lost.
I think this is because there are more and more banks now, and now everyone will choose to save money on Alipay or WeChat. All banks will use such means to retain old customers and attract new customers.
If you have been to the bank for deposit, you may be stunned by many products in the bank outlets. There are various small gifts in the bank lobby. When you walk into the bank lobby, you feel like you have come to the supermarket. So why do banks place these small gifts in the lobby? The bank placing these small gifts in the lobby is to attract users to the bank to deposit, and the small gifts that are issued based on the deposit of the user at the bank.
The user goes to the bank to apply for deposits, and banks send small gifts to users. This is a common method for many banks to absorb deposits. In particular, some banks in small cities like to use this method to absorb users' deposits. In some small cities, users have certain demand for some products such as rice, edible oil, and the amount of users in small cities will not be very high. Gifts to these users and gifts of rice, edible oil, etc., just meet the needs of these users Many users will go to the bank to deposit in order to get gifts such as rice, edible oil, etc. in order to get banks of banks.
The method of gifting small gifts is mainly to attract users' deposits. The deposit interest rate of each bank is the head office. To absorb deposits, in fact, this is also a disguised interest rate hike, but this part of the interest is directly transformed into items, which is just a way for users.
The bank deposit interest rate in my country has achieved marketization, but the interest rates determined by various banks still have certain rules. Generally, the larger the bank, the relatively lower the deposit interest rate given. The cost of obtaining deposits, the larger the loan interest rate issued by these large -scale banks is also low, bringing benefits to bank loan users. For some small banks, the deposit interest rate given will be relatively low, because small banks have fewer outlets and difficult to obtain deposits. If you want users to deposit in banks For more deposits, the loan interest rate issued by these banks will be higher, because the cost of obtaining funds for banks is higher.
Is when you go to the bank deposit, the bank will send you a bag of rice. In fact, it is a marketing method for banks to obtain deposits. The bank hopes that you can deposit more.
The marketing strategy that belongs to the bank. I hope that the more money you deposit, the more gifts you send you. In this way, it attracts bank customers to deposit.
When you go to the bank's deposit, the bank also gives you a bag of rice because he saved a lot of money to the wealth management products he introduced. If I guess it is not wrong, the wealth management products you buy are actually lost.
I think this is because there are more and more banks now, and now everyone will choose to save money on Alipay or WeChat. All banks will use such means to retain old customers and attract new customers.